Our Heritage
Founded on June 22, 1894, Amherst Island Mutual Insurance Company was born from the simple belief that farmers should protect their neighbors. For over 130 years, we have served rural eastern Ontario with a commitment to local service and financial strength. We are the smallest farm mutual in Ontario, providing personalized coverage that reflects the values of our community.
The Guarantee Fund
“A mechanical link between all Ontario farm mutuals, providing the collective strength needed to protect our neighbors.”
Backed by the multi-billion dollar Fire Mutuals Guarantee Fund, every policy we offer is supported by a powerful collective strength. This financial backbone ensures that your claims are fully guaranteed, providing the peace of mind that only a truly local, community-owned mutual can offer.
Financial Strength
Deeply rooted in the community, we maintain the financial integrity and stability required to protect your family and farm for generations.
$5.82M
$1.96M
$3.85M
41%
Total Assets
Total Liabilities
Corporate Surplus
Net Claims Ratio
Licensed under Part V of the Ontario Corporations Act
Regulated by the Financial Services Regulatory Authority (FSRA)